REAL MONEY. REAL TALK.

FREE FINANCIAL TOOLS

10 Free Financial Calculators
Built for Australians

Built by a qualified financial planner. No credit card. No fluff. Just real numbers that help you make better money decisions.

CGT Indexation Calculator

Calculate your capital gains tax under the new 2026 budget rules — CPI-indexed cost base, 30% minimum tax, effective from 1 July 2027.

Pay & Tax Calculator

See your exact take-home pay after income tax, Medicare levy, and super — updated for FY2024–25 Stage 3 cuts.

Map your income and expenses using the 1st of the Month Method™ framework and find where your money is really going.

Compound Interest Calculator

See how your money grows over time with compound interest, regular deposits, and different contribution frequencies.

Retirement Projector

Project your super or investment balance at retirement based on your age, contributions, and expected return rate.

First Home Deposit Tracker

Set your deposit goal, track your savings progress, and see exactly when you'll hit your target.

Risk Profile Assessment

Discover your investor risk profile — conservative, balanced, or growth — and what that means for your portfolio.

Debt Recycling Calculator

Model the debt recycling strategy — converting non-deductible home loan debt into tax-deductible investment debt.

Negative Gearing Calculator

Calculate the real cost and tax benefit of a negatively geared investment property in Australia.

Depreciation Estimator

Estimate the annual tax depreciation deductions on your investment property using Division 40 and Division 43.

WANT PERSONALISED GUIDANCE?

Numbers are just the start.

These tools give you clarity — but a real financial plan takes it further. Book a free call with Jessie to talk through your numbers and build a strategy that actually works for your life.